Most of us would keep working and use the money to pay of bills and debts and mortgages if we won the lotto, according to the research by NSW Lotteries. Twenty-eight per cent of people surveyed on how they'd spend a million dollar lotto win said they'd pay off debts or their mortgage. Another 16 per cent said they'd buy their dream home and 19 per cent said they'd use the money to help friends and family out of their financial trouble.

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